Now Finance

Now Finance, an Australian-owned and -operated finance company, helps take the bite out of finding the best loan at the lowest interest rate. With only four steps involved, people can complete the online application process in less than 10 minutes. For those looking for an unsecured personal loan, the application can be completed online or by contacting the company via phone.

Instead of wasting a lot of time looking at interest rates offered by multiple lending institutions, consumers can simply log in to the Now Finance website. The advantage of this is that you can identify possible interest rates before going through an application process. Not only is this process easy, but by doing it this way, there’s no negative impact on your credit report.

After reviewing different lenders, you can select the one that best serves your needs. At that point, you can complete the application and submit it along with any requested documentation. Once approved, the lender deposits the money into your bank account. It’s that easy.

Now Finance provides lender information on a variety of loan types such as:

  • Debt consolidation
  • Automobile finance
  • Home improvement
  • Medical and dental expenses
  • Travel loans

Now Finance even has lenders that specialize in loans for weddings, funerals, education, and veterinary expenses. Along with unsecured personal loans are those of a secured type, meaning the borrower must provide collateral.

All the loans available through Now Finance offer incredible flexibility. On personal loans, people have up to 84 months to repay the debt. They also receive personalized service and gain access to a personal finance advisor.

As far as eligibility, Now Finance has a convenient online calculator to help you determine whether you are eligible for any of their loans. Some of the qualifying criteria include being a citizen or permanent resident of Australia at least 18 years of age, have gainful employment, and not have any defaults on active payday loans. Also, applicants may borrow between $5,000 and $40,000, have as long as they have no current bankruptcy or judgments on their credit report, and borrowers must sign as the sole person responsible. In other words, cosigners aren’t accepted.